COMMON LAW MARRIAGE - THE MYTH

Common Law Marriage – The Myth
Are you in a living with your partner but remain unmarried? You may think you are in a ‘Common Law Marriage,’ but in fact, no such thing exists.
Unmarried couples do not have the same legal obligations to one another as their married counterparts. Unfortunately, this means that if a separation occurs, a multitude of issues can arise in relation to property and division of finances.
Unless assets are held jointly, unmarried couples have limited recourse to an ex-partner’s property, financial assets, or belongings, pension or financial support regardless of the duration of the relationship.
If living together with a joint mortgage it is important to recognise that as both parties are named jointly on the mortgage, regardless of who remains living in the property, both are jointly and independently liable for the mortgage payments. This often leaves one partner in a very vulnerable position where they cannot afford to pay the full mortgage and the other refuses to contribute.
If you have a joint mortgage and the relationship breaks down, it is often the case that one partner will make financial enquiries to secure a mortgage in their sole name. This is not always possible though depending on financial circumstances.
In some cases, it may be possible to make a financial claim against an ex-partner, even if you weren’t married but this will all depend on the circumstances.
The legal consequences of living with your partner can be widespread but unfortunately cohabiting couples rarely seek legal advice until the relationship breaks down. This can leave many couples in a stressful and vulnerable situation. You should therefore seek legal advice at an early stage if you are entering into a cohabitation relationship. At this early stage, our office can assist you in drafting a written Cohabitation Agreement on what is to happen in the event of subsequent separation and in so far as it affects property.
At Donnelly & Kinder we can provide specialist tailored advice in this particular area of law and provide guidance in terms of dispute resolution, division of assets and all aspects of child law for married and unmarried couples alike. Please contact info@donnellykinder.com or phone us at 02890 244 999 for more information.
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